HALL & CLARK INSURANCE is a leading expert and one of the largest insurer of funeral Home in the eastern Kentucky region.
As an independent agency for over 50 years, Hall & Clark Insurance has been providing the business community access to numerous insurance companies, allowing us to shop for you the best available price and product to meet and satisfy your insurance needs. You can feel assured we will use every available means to lower the cost of your insurance and provide you with expertise and customized coverages to provide your business with superior protection, the most knowledgeable advice, and unparalleled service. Here are a few of the insurance coverages that you want to consider:
- Liability Coverage
- Property Coverage
- Inland Marine
- Add'l Coverages
General Liability coverage protects your business against claims of bodily injury or property damage arising out of its premises or operations for which the business may be legally liable. It also protects your business against its liability for personal and advertising injury offenses, such as libel and slander. Medical expense coverage is also included, regardless of fault.
A wide variety of optional coverages are also available:
- Funeral Directors Professional liability
- Exhumation Expense
- Garagekeeper's Liability
- Pre Funded Funeral E & O liability
Property coverage includes such items as your buildings, contents, signs, property in the open, and fences. Your policy will automatically include coverage for standard items, along with many non-standard items, such as the following:
- Equipment breakdown, including computers, boilers, and electrical equipment.
- Newly acquired, personal and off-premise property.
- Ordinance or law.
- Personal Property Off Premises
- Accounts Receivable
- Loss of Business Income
Your may also elect to add the following endorsements to your policy at a modest charge for even greater property protection:
- Crime coverage provides protection for losses resulting from theft, employee dishonesty, forgery and alteration.
- Inland marine covers property that may be transported from one place to another, as well as unique types of property and possessions of artistic merit.
Hall & Clark Insurance Agency offers a full lineup of special policies to complement your complete insurance program:
- Workers' compensation
- Business auto
- Employee Benefits:
- Health Insurance (Individual or group)
- Group life
- Key employee life
- Group Dental